Wema Bank customers can now check their eligibility for the Federal Government’s N50,000 National Emergency Relief and Stabilisation Intervention through a USSD code, without needing an internet connection.
The facility, introduced through the bank’s ALAT platform, enables selected beneficiaries to verify their status and accept the financial assistance directly from their mobile phones.
To check eligibility, customers should dial *945*23# using the phone number linked to their Wema Bank accounts and follow the on-screen instructions.
Customers who qualify can accept the offer through the USSD menu. Following acceptance, a mobile wallet will be activated, and the N50,000 financial support will be credited to the beneficiary. Successful payments are expected to attract an SMS confirmation.
How to Check Wema Bank N50,000 Grant Eligibility
Wema Bank customers can follow these steps to check whether they have been selected for the Federal Government intervention:
- Dial *945*23# on the mobile number linked to your Wema Bank account.
- Follow the USSD instructions displayed on your phone.
- Check your eligibility status.
- If selected, follow the prompts to accept the N50,000 assistance.
- Wait for your mobile wallet activation and payment confirmation SMS.
The service does not require an internet connection, making it accessible to customers using basic mobile phones.
Who Qualifies for the Federal Government N50,000 Relief?
The Federal Government said beneficiaries are identified through verified national identity records and the National Social Register.
The intervention is coordinated by the Federal Ministry of Humanitarian Affairs and Poverty Reduction and is intended to provide financial relief to poor and vulnerable households affected by rising living costs.
However, having a Wema Bank or ALAT account does not automatically qualify a customer for the payment. Eligibility depends on the government’s beneficiary selection records.
N50,000 Grant Payment to Be Released in Phases
The Federal Government is distributing the financial assistance in phases. Consequently, beneficiaries who qualify may receive their payment notifications at different times.
The government has also clarified that there is no public registration or application process for the intervention. Customers do not need to register separately to access the support.
Warning Against N50,000 Grant Scams
Beneficiaries have been warned against fraudsters demanding money or confidential banking information in exchange for access to the N50,000 assistance.
Customers should remember that:
- No registration fee is required.
- No activation or processing fee should be paid.
- ATM PINs and one-time passwords (OTPs) must never be disclosed.
- Customers should only use the official Wema Bank USSD channel to check their status.
- Having a bank account does not guarantee selection.
Customers should remain vigilant and avoid suspicious links, phone calls and messages claiming to offer guaranteed access to the Federal Government grant.
The USSD facility provides Wema Bank customers with a convenient way to check their eligibility and accept the intervention without requiring mobile data or an internet connection.






















